Ricardo Gumaraes BMG Bank President

This is the most important history in the world of finance as well as the international competitons. MG Atlkectico relay paid a very big price just to set their foot on that competition. Whatever they never paid will have to be paid at the end of the matter. According to the sheets in balance in the previous past five years, the debt of the atletico has been on the increase from the sum of 265 million dollars in that year that ended in 2008 to an amount that is very perplexing of 424 million dollars in the year 2012. The period is conceding with that of the president of Andre kali whom among fans has an idle status. Many of them are currently credited with the Kali in the Atletico and will have to decide the date for the Libatadoes in Paragua in the later Wednesday.

There are numerous items and we will only lay a focus on the three main items that will be the building blocks that make up the possessive atletico-MG. To the fact that the IRS, which forms the latest type of the sheet in balance, the amount can be payable in terms of the Rupees dollars in 208 million dollars in amount. The Employees guarantee funds that will be added in addition to the 14 million dollars. Among other loans that have been rendered to the non financial as well as the financial institutions are a sum of 167 million rupees.

In the non financial institutions will be the former Ricardo Guimaraes who is the former president of the club. For the loans that were made to the atletico-MG in the times that they were representatives, guimaraes will be entitled to receive commission of up to 15 percent for every transfers that will be collected because he is the chief investor for that group. He is also the BMG Banco chairman as well as the legal owner of the rights in economics and the finishers that are owed by the Libertadores Copa.

Despite the fact that the cast has been able to appreciate from the previous year, due to the experienced runners up of the Brazil, the Atkletic-MG is experiencing the executive deficits in the Kalil management which is an addition of the debt that is growing. This past year, the club was able to spend a minimum of thirty three million dollars that were raised as an addition. The balance in the year 20123 was a negative of approximately thirty six million. The growth of the atletico in terms of revenue mitigates the current burden in terms of debts. BMG as one of the biggest intermediary has a close debt that is nearing 25%.

Kyle Bass Predicts Hard Times Ahead For Emerging Markets

Since his lucky breakthrough in 2008 Kyle Bass as reported on his blog, founder and owner Hayman Capital Management a hedge fund firm located in Dallas ha been a popular figure before the camera. He has always been appearing before different media houses to talk about various economic issues but time has not been very kind to him. It has made a lot of people doubt his analytical abilities. Time and again as Kyle Bass appeared before the media to give his predictions, they all went wrong.

Is Kyle Bass an economic gambler? Yes, he is. He is nicknamed an economic gambler because of his poor economic analysis skills and his habit of saying anything that could get him a seat before the camera. His gamble in economic and investment matters is cemented by the poor performance of his Hayman Capital Management. This business is struggling not to close down. Since the 2008 luck in his investment gamble, Kyle Bass has never made any other big profit.

Kyle Bass is back again before the camera and, this time, he was at Wall Street Week. He was there to discuss the impacts the economy will have on the emerging markets selloff. As expected, he had some prediction to leave us with. He says that currently most emerging markets are in the mid-fifth inning, and they are struggling due to harsh economic times. He predicts that times are going to get tougher as this emerging markets approach the last three innings. This last three innings will be even harder than this that have been experienced, and emerging markets should brace for impact.

Kyle Bass warns that the Brazilian economy would hardly recover is the country continues with its deep-rooted corruption. Economic corruption scandals like ‘Operation Car Wash’ where the country lost more than $2 billion from Petrobras will keep hurting the country until changes are made. He says that through total eradication of corruption the country will be able to put its economy back in place.

For the case of Russia, Kyle Bass says Putin is the root of their economic problems with his infamous global chess moves. He says that consistent international sanctions over Russia will always pull it back economically and until Putin is out they will still be in an economically boiling pot. India is partially on the right economic track. If the country is not careful to maintain the right track it will tumble into a deep pool of economic crisis.

Kyle Bass says China is the bringer of the current economic crisis. The main problem being the banking-loss cycle that is similar to the one experience in the U.S. did during the Great Financial Crisis. He says that China should put in place good policies in place to gain back its economic state.

Marcio Alaor- Trend Setter in Brazil’s Growth

Marcio Alaor is the Vice President of Banco BMG, however, this man does not stop there. He has his own blog, where he discusses news not only in his own market sector but other places like television. One of the many highlights that Marcio has on his blog, is the expansion and growth of cities within Brazil. One of the main things Alaor has tried to do is move cities like “Sao Paulo forward. That is exactly what he has done from 2014 to 2015,” (Alaor, 2016).But that is not the end of it for Marcio Alaor. He has helped BMG successfully negotiate the convergence of Itaú Unibanco with BMG. “BMG will control 30% of revnue. This translates into funding for BMG at a monthly credit of R$300 million,” (Marcilio de Moraes, 2012).

BMG has also converged into the athletic world. “Since 2010, BMG has sponsored Brazilian football with over 39 printed uniforms,” (Alaor, 2016). Alaor is part of the executive team that pushes the nation to thrive and grow the business to new heights. Which is why Alaor is such a trendsetter. At the 33rd edition of Expose Samonte, Marico Alaor was inaugurated. “Local officials wanted to make sure that they raised adequate popularity to the occasion because this monumental occasion goes to show, you should never forget your home town,” (Dino, 2015).

It goes to show just how impressive Marcio Alaor’s reach is. He not only wants to grow BMG, but he is concerned with partnerships that will further rural areas. Vilmar, at the 33rd Agricultural Exhibition of Santo Antionio de Mote stated, “We, the Rural Union, have many ideas to help our farmers and we need more partnerships like yours. Our board only has to thank Marcio Alaor’s generosity.” (2014)

How OrganoGold Changes The World Of Coffee

For a perfect cup of coffee, you might not think that a mushroom known as Ganoderma can make for the best beverage but it actually can as far as OrganoGold is concerned. OrganoGold has been a trusted name in the coffee world for years with millions of people enjoying the products that this company makes. OrganoGold is a bit different just because of the fact that they use a highly sustainable mushroom for their main ingredient as compared to coffee beans that are often not part of the fair trade program. This is what makes OrganoGold a lot different and can be a staple for your cabinet in the kitchen.

Bernardo Chua is the founder and CEO of the company and has made it his life mission to provide delicious coffee in a fair and ethical way. Because of this, he has discovered the fungus that is used in all of his products. You can check out more about Bernardo Chua by visiting their site or Wikipedia page. You will notice that the growth of the OrganoGold company has been made largely in part due to the fact that it uses an entirely different ingredient to make a delicious cup of coffee. You do not necessarily have to stick to coffee beans in order to have a cup that is entirely unique and delectable.

CrunchBase identifies that Bernardo Chua has worked in the coffee industry for years and has a lot of experience working with a variety of different products and ingredients. One thing that set his company apart from so many others is that it is organic and ethical so that you can feel good about the products you are choosing for yourself. Many coffee products out there use beans that are not necessarily organic and this can take a toll on your health over time. What Bernardo Chua has done with OrganoGold is make a company that he can stand behind and one that you can feel good about supporting each time you buy a healthy product from them.

OrganoGold may seem a bit different because of the fact that it uses a special mushroom as its main ingredient and you may even be a bit hesitant to try it out for yourself. What you might not realize is that the mushroom used in all OrganoGold products makes for delicious cups of beverages and you can customize the coffee with your own toppings. You will adore the fact that you have a brand new type of coffee to try and that you can feel confident in the way that the ingredients are being sourced. Be sure to check out more about OrganoGold if this is something that you would like to experience yourself.  Bernardo Chua has recently taken the company into Turkey for the first time, and that is just one sign of the good work he’s done throughout his career.

21st Century Word of Mouth

There was a time when word of mouth could make or break a company. Make a couple of mistakes, provide bad service and after a while, the word would spread about the problems. Before you know it, the offending company is out of business or struggling severely. Fast forward to today and how have things changed? Now, word of mouth is spread faster than the flu. There is no where to hide in the 21st century in the age of Yelp and Google. With 3rd party sites set up to provide a bipartisan way to find out the truth, hearsay and a nugget of incorrect information can cripple a company.

Decreased sales, poor customer engagement are just two of the signals that inform a company that their reputation is taking a major hit. Companies are frequently expected to take responsibility for every employee, contractor or even individuals that are hardly related to their company. A bad performer or something toxic from someone’s background can pop up that shouldn’t effect a company, but often time does. There are many instances in the past couple of years to inform company executives about the dangers of leaving their reputations unmonitored.

That brings us to Online reputation management. The new niche service allows for personalities and companies to combat word of mouth that goes the wrong way. Perception is key in the modern internet connected world and staying ahead of trends and bad information is key.

One of the companies filling this need for reputation management is Status Labs. According to their website, their aim is to “enable clients to effectively engage audiences with compelling content to drive participation and sales.” But, it’s obvious that management dangerous information, misinformation and combating negative reviews is their goal. Status Labs is headquartered in Austin, Texas but has an international reach with offices in São Paulo and New York.

Securus Goes Above and Beyond for Charity

The United Way campaign is a model campaign that is being praised by many investors and associates of Securus Technologies. Many think that the United Way campaign has had the highest level of contribution since the foundation of Securus Technologies. Among the list of contributors included associates of Securus and great leaders. The margin has even surpassed the annual goal of Securus Technologies everyone made very wonderful contributions for the campaign. They are focusing on the betterment of people’s lives and also saving of others. This campaign is similar to the perfect services at Securus Technologies in promoting a safe environment for everyone and many correction agencies. Recently, Securus initiated a technology in the form of inmate phone calls system referred to as advance connect.

The way Securus has been running their United Way campaign is amazing. It has been offering extra vacation days, giving prizes, and also organizing breakfasts and lunches with its sponsors who most of them are Securus associates to discuss the missions and the objective of their great campaign. Those platforms have continued to increase the interest levels of many other participants in what Securus United Way campaign does. They use a humanitarian strategy to eradicate poverty in the community, improve the health care and also increase accessibility to education for many young people.

The popularity of the campaign makes people get curious about what other things Securus Technologies does other than the campaigns. Well, Securus has been serving more than 3,450 correction agencies all over Texas. This is through providing emergency response system, criminal investigation and management of information about all incidents relating to the correction agencies but in a technological way Securus has more than 700 products invented by its experienced software developers all made to enhance the safety of everyone. The newest software in Securus created for communication is video visitation. Through the free app, you will get services like onsite video visits both scheduled or pre-scheduled which depends on the availability of that facility. Register for the technology here: https://securustech.net/steps-to-register

The inmate communication services improvised by Securus is very interesting. You only need to create an Advance Connect account with Securus, and you will get to make and receive calls to the offenders in the correction agencies. The account charges will be from your prepaid account. The account is great as it allows you to connect many of the contacts you have from home, office and also friends. As long as you have funds in your account you will be able to make and receive calls from the inmates in the correction agencies. The invention relates more with the campaigns Securus is doing as it is integrating the poor into the world same to what it is doing for the offenders.

If you would like to visit Securus’ site, click here.

George Soros: The Recurrence of the 2008 Financial Crisis.

George Soros while in an economic forum in Sri Lanka warned investors of the World markets crisis. He asked them to be very careful. China’s economic problems are burdening the rest of the world and an increase in the interest rates is too much for the developing countries.

Soros regularly speaks on various global platforms on economic, philanthropic and political matters. The remarks he made in Sri Lanka attracted the attention of investors and headline makers around the world. Indeed, stock and commodity markets registered huge losses in the first week of 2016.

George forecasts that the current equity market could be recurrent of the 2008 financial Global crisis. According to Soros, China’s adjustment has created an enormous problem. In September 2011, in Washington, Soros made the same prediction that the Greece-born European debt would be catastrophic than the 2008 crisis.

Following George Soros’ prediction on the equity market, the Communist Party of China has promised to improve the value of the Yuan currency by the year 2020. The People’s Bank of China reduced the interest rates, and the leaders invested hundreds of billions in the stock market, but this didn’t improve the situation. The recent records show a slow growth in the manufacturing sector.

George Soros is the head of the hedge fund firm. The firm according to Bloomberg Billionaires Index, has been making profits of about twenty percent from the year 1969 to 2011 and its worth almost 27.3 billion dollars.

George Soros began his career after graduating from the London School of Economics. He made investments all over Europe and United States. Soros is the chair and founder of the Open Society Foundations. Through these foundations, George offers lots of scholarships to students all over the world especially from Africa.

Soros started his philanthropic work by giving scholarships to black South Africans under the apartheid in the 1980s. He supported cultural interactions with the West. George Soros opened Central European University to enhance critical thinking. Soros expanded his social work to the United States, Asia and Africa.

Two of Soros Open Societies Foundations branches in Russia received a massive blow when the Russian General Prosecutor’s office announced that they would be closed. The reason for being put on the “Stop list” is because the Russian government seems them as a threat. The foundations are a hindrance to the pillars of the Russian constitutional system.

George Soros early life was not easy. He had to flee his birthplace Budapest, Hungary to Europe. His initial difficult life before he became a billionaire is a driving force behind his success and his zeal to help other people through his philanthropic work.

Ricardo Guimarães Is Brazil’s Banking And Soccer Innovator

The United States has been building a presence in the Soccer world for years. United States soccer teams have become top-notch teams on the international soccer circuit, and those teams have learned a lot by watching Brazil’s soccer players. Brazil has always been a force in soccer, but over the last fifteen years Brazil has become even better thanks to men like Ricardo Guimarães, who eats and sleeps soccer. Ricardo Guimarães is the well-known banker that decided to use soccer to market bank products in 2008. That decision has made his bank, the BMG Bank, a leader in the payroll loan business in Brazil, according to an article posted by R7.com.

BMG Bank isn’t one of the top banks in Brazil in terms of assets. There are several banks that are government controlled and other banks that have been in business longer than BMG that have more assets. BMG Bank got started as the Land Credit Bank of Minas Gerais in 1930. Ricardo’s grandfather, Antonio, started the Land Credit Bank after making a fortune in the mining and cattle industry. An article posted by MaquinadoEsporte.uol.com.br talks about the relationship between Antonio, son Flavio, and grandson Ricardo, and how the men became one of the most influential and wealthiest banking families in Brazil.

Antonio and Flavio Guimarães set the banking stage for Ricardo, but Ricardo made the bank what it is today. BMG Bank is a leader in the payroll loan business in Brazil. Payroll loans are low-interest loans that employed Brazilians can apply for and then guarantee them by using their income as collateral. BMG uses more than 700 agents around the country to sell those loans, but the most important salesmen for the loans is Ricardo.

Ricardo Guimarães has singlehandedly turned BMG Bank into a banking powerhouse by advertising and sponsoring soccer players and clubs. According to an article posted by Esporte.tera.com.br, BMG Bank is the most influential bank in Brazil when it comes to helping people get payroll loans. Soccer fans love the BMG Bank because the bank has become part of the sport of soccer. Players across the country wear the BMG logo and soccer fans love the bank’s three orange letters.

It’s not just soccer that BMG Bank uses to promote bank products. BMG Bank signed a sponsoring agreement with tennis great Marcelo Melo, and he will wear the orange BMG logo when he is on the court at the Summer Olympics. Melo is considered the best doubles player in the world, so the exposure that BMG Bank will get is priceless, according to Guimarães. Ricardo Guimarães is a banking and soccer innovator, but he is also involved in helping Brazil get out of the recession that has been going on for the last two years.

Operation Smile Go Fund Me Leaves Children Smiling

Avi Weisfogel is working hard to collect money to help people that need cosmetic surgery. Children are born every day with cleft lips and holes in the roof of their mouths. These may be a result of something the mother did while carrying the infant or it could be a congenital defect that no one can help. Whatever the reason, these children need help. These children need your help to pay for the cosmetic surgery that can help them eat right or be like other children. No one likes being tossed aside because of their different looks. We can help with Avi Weisfogel’s GoFundMe Page.

Go fund me is a page that people can set up for good causes. The person sets up the website page and then goes along telling people about it. The more people that donate to the Operation Smile fund me page, the more children that can have this surgery. Go Fund me collects from people willing to donate.

When Avi Weisfogel decided to set up this fund me site, he was thinking of all the children that are unable to afford to pay for the surgery they need. The family is unable to pay as well so without help from Operation Smile, the children will go on without. with the Go fund me money, Dr. Avi Weisfogel will be able to go into areas that can not afford the surgery. He will be able to offer the surgery at no cause. His reputation has preceded him and everyone is wanting to help out the cause.

Dr. Avi Weisfogel is a celebrated dental professional that works to provide dental surgery and dental appliances for people that need them. He set up and owns Dental Sleep Masters and teaches people about sleep apnea. He also helps other dental professionals learn how to help people with dental appliances and how to teach about apnea. The wonderful work that Dr. Weisfogel is doing is helping many people that would not be able to afford. We appreciate the efforts and applaud his new Go Fund Me Campaign for others. Click in and donate for the children of Operation Smile. The more donations that come from the Go Fund Me, the more donations that will help other children be happy and love the way they look. The more donations that come in, the more parents that will be happy knowing their children will no longer have to go through other children picking on them. Follow Avi on Facebook and Twitter to stay up to date on his campaign.

Charles Koch Talks Reform For Our Broken Criminal Justice System

What’s at stake with our current shattered criminal justice system? Most people turn to the government to answer this complex question, yet Charles Koch believes the government is the problem. The latest numbers from the Bureau of Justice claim one in every 110 adults is incarcerated, and since 1980, the prison population has quadrupled. Yet, liberals say those numbers are a reflection of the poor, and uneducated, representing low level offenses instead of actual dangerous offenders.

According to a Newsweek article, Charles Koch, and brother David are campaigning for a balance between the defense of society through enforcement, and respect for individual freedom. Koch says “big government” has conspicuously broken this balance, sacrificing our liberty and freedom, and now the very foundations of our society are being challenged. Is this the liberty our forefathers had in mind, or is an ideological vision of justice too soft? Liberals say spending $250 billion per year on a failing criminal justice system is too wasteful, and we must rethink our failing system, but also change the behavior of lawmakers. Currently, judges have little to no discretion in leniency for certain crimes, and that must change.

What Led Charles Koch to Re-examine Reforms?

The 1995 Texas case against Koch Petroleum Group became the ultimate wakeup call for the Koch brothers. The Department of Justice prosecuted the case, in which all charges were dropped six years later, and many view as a waste of money and miscarriage of justice. Since the 90’s, Texas has passed several reforms to their criminal justice system.

Charles Koch heads up a leading privately-held company, Koch Industries, based in Wichita, Kansas. It is the second largest private company in the world with annual revenues estimated at more than $115 billion. His father, Fred Koch, founded Koch Industries, specializing in oil refining and chemicals. His sons inherited Koch Industries when their father died in 1967. The Koch brothers successfully expanded into petroleum products (polymers, textile fibers, fertilizers), equipment and technologies industry (maintenance, pollution control) to commercial services, and in various other consumer areas (forest and livestock products). They also produce several retail brands such as Stainmaster (carpets), Lycra (fiber), Quilted Northern (paper towel) and Dixie cups.

“My general idea is to minimize big government and maximize individual freedoms. Rewarding failure has become too costly” says Koch.

Read the full article here.